FD vs RD vs PPF :  जानिए कौन सा है बेहतर विकल्प?

अगर आप अपने भविष्य के लिए सेविंग्स करना चाहते हो, तो आप को समय से किसी प्लान में निवेश कर लेना चाहिए।

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टर्म डिपोसिट में निवेश करने से सेविंग अकाउंट के मुकाबले ब्याज ज़्यादा मिलता है और आप कभी भी जरुरत पड़ने पर पैसा निकल सकते है।

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फिक्स डिपॉजिट (FD): इसमें अवधि पूरी होने पर निवेशित रकम पर तय ब्याज दर से पैसा मिलता है।

[{"selector":"#anim-a7b24d63-242b-4882-ad1d-524de8ae6472 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(54.59735595002204%, 0, 0)","translate3d(0%, 0, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-8c32e47f-da40-44ce-bb64-681d45812cd2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-18c94944-65cc-4bf1-bdef-875ebfbca531","keyframes":{"transform":["translate3d(110.19108%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-024789c2-6d01-4b77-bb88-7f3ab86fb3fc","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc0c88e5-023d-458c-a8db-4887b8848a43","keyframes":{"transform":["translate3d(-148.00003%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] White Frame Corner

FD में आपको मैच्योरिटी पर प्रिंसिपल और कंपाउंडेड इंटरेस्ट मिलता है।

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आरडी स्कीम (RD): आरडी में जमा पैसे की गारंटी सरकार द्वारा दी जाती है. अगर इस स्कीम में कभी निवेश डूबता भी है, तो उसकी भरपाई सरकार द्वारा की जाती है।

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पब्लिक प्रोविडेंट फंड (PPF): इस स्कीम में 1.5 लाख रुपये तक का निवेश किया जा सकता है।

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PPF: टैक्स डिडक्शन का लाभ तो मिलता ही है, साथ ही ब्याज व मैच्योरिटी राशि पर कोई टैक्‍स नहीं लगता।

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अगर आप अपने भविष्य के लिए सेविंग्स करना चाहते हो, तो आप को समय से किसी प्लान में निवेश कर लेना चाहिए।

फिक्स डिपॉजिट (FD): इसमें अवधि पूरी होने पर निवेशित रकम पर तय ब्याज दर से पैसा मिलता है।

FD में आपको मैच्योरिटी पर प्रिंसिपल और कंपाउंडेड इंटरेस्ट मिलता है।

पब्लिक प्रोविडेंट फंड (PPF): इस स्कीम में 1.5 लाख रुपये तक का निवेश किया जा सकता है।

PPF: टैक्स डिडक्शन का लाभ तो मिलता ही है, साथ ही ब्याज व मैच्योरिटी राशि पर कोई टैक्‍स नहीं लगता।

Mutual Funds: 10000 की SIP से बन गए5.8 लाख, चेक करें लिस्ट!